One of Ruminations’ most popular blog postings explored what distinguishes a structural repair from one that is non-structural. In doing so, it pointed out that not every component of a structure is a structural element or a structural component. For those who haven’t seen that posting or want to re-visit it, click HERE to see it. Today, we are going to revisit that subject using an Eleventh Circuit United States Court of Appeal decision as our foundation (ugh – pun!).

The point we’re working toward won’t be irrelevant just because the case in question, Hegel v. First Liberty Insurance Corporation (viewable by clicking HERE), resolves an insurance coverage dispute. Those of us who draft leases and mortgages, and who interpret them when a disagreement arises, need to look wherever the needle might be found. [Read more…]